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Give your team 24/7 telemedicine access, for employees and their families.

Your employees, their spouses, and their dependents can speak with a licensed medical provider any time, from anywhere.

The Employer Sponsored Preventive Access (ESPA)

The Employer Sponsored Preventive Access (ESPA) plan simplifies how your employees and their families may access licensed medical providers around the clock, by phone, video, or app. It is one of the most-used parts of the plan, and access extends to the whole family. Qualified expenses are reimbursable under the ESPA, with no insurance billing.
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What is telemedicine?

Telemedicine lets your employees connect with United States licensed providers by phone, video, or app, 24/7, without leaving home or missing work. The whole family may use it for a wide range of non-emergency needs:
  • Cold, flu, and sinus infections.
  • Allergies, rashes, and minor skin issues.
  • Urinary or bladder discomfort.
  • Prescription refills and common consultations.
  • Mental health support.

Why telemedicine through the ESPA

Adding telemedicine should not be complicated or expensive to run. It is built into the ESPA to be simple to add and simple to use. Here is why it stands out:
  • Reimbursable under the ESPA, with no insurance billing.
  • Reduces absenteeism and unnecessary in-office visits.
  • Supports both physical and mental health.
  • Leans less on the major medical plan over time.

How it helps your team and your business

Accessible care: 24/7 access from anywhere, even after hours.
No insurance billing: care without a bill to manage at the visit.
Increased productivity: less time missed for appointments.
Stronger mental health: includes psychology and psychiatric counseling with licensed clinicians.
Happier teams: one of the most-used and most-appreciated parts of the plan.

Getting started is easy

Most plans are in place within 30 days of enrollment.

Schedule a quick discovery call.

We pair you with your benefits advisor.

Enroll your team and turn on the ESPA.

Employees get onboarding and begin using the plan right away.

Testimonials

What clients are saying.

“Setup was fast and clean. Our team adapted in days, not weeks.”

HR Director, Manufacturing

“The platform integrates with the systems we already use. We didn’t have to retrain anyone.”

CFO, Healthcare Services

“For a team our size, the ESPA was a meaningful differentiator in recruiting.”

Operations Director, Professional Services

Frequently asked questions

Yes. Access extends to the enrolled employee, their spouse, and their dependents.
Common non-emergency needs like cold and flu, allergies, minor skin issues, prescription refills, and mental health support.
Yes. Members may reach a licensed provider any time, day or night.
Qualified expenses are reimbursable under the ESPA, with no insurance billing, and employee take-home pay does not change.
No. The ESPA works alongside your existing major medical plan and does not replace it.

Ready to offer 24/7 care to your team?

  • Works alongside your existing major medical plan.
  • No change to take-home pay.
  • Most plans are in place within 30 days of enrollment.
  • Employers typically recover an average of over $500 per employee per year in payroll tax savings, after administration costs.
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Note: Tax benefits stem from the structure of the Self-Insured Medical Reimbursement Plan, which uses pre-tax funding. Employers benefit from reduced FICA taxes, while employees only realize tax advantages if they actively participate in the plan and earn the reimbursement after-tax. Without participation, any reimbursement becomes taxable, negating the financial benefit.​

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